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Having government backed student loans means more payment alternatives, like income based repayment plans (IBR). While there is a garnishment, settlement is less likely.
This is because Navient will continue to get paid as long as the your at the job.
If you are dealing with Navient, or any private student loan servicer (or debt collector), take the time to play the video.
You can get feedback from Andrew in the comments below.
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